Quadrus Investment Services

Ken Krakar
Investment Representative

Mutual funds

Mutual funds can be the foundation of a diversified investment portfolio. By allowing individual
investors to pool their savings in a portfolio of investments managed by professional investment
managers, they allow you to diversify your portfolio among many different companies and industries
within Canada and around the world.

As an investment representative, I have access to products offered by my mutual fund dealer, Quadrus
Investment Services Ltd. We can help you build a portfolio tailored to your specific financial security
needs and goals.

The advantages of mutual funds include:

•  Liquidity
•  Diversification
•  Potential for increased returns
•  Expertise of professional investment managers

Depending on your needs and goals, adding mutual funds to your portfolio can help you:

•  Save for retirement or a child’s education
•  Build a home or a business
•  Plan for an event or a legacy

Commissions, trailing commissions, management fees and expenses all may be associated with mutual
fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed, their
values change frequently and past performance may not be repeated.

Insurance products, including segregated fund policies, are offered through
Investment Representative Ken Krakar offers mutual funds and referral arrangements through Quadrus Investment Services Ltd.
Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used
with permission.