Protect YOU not your Lender The days are getting longer, winter is coming to an end and the spring real estate market is starting to grow like the flowers this time of year. While purchasing a home is one of your biggest decisions you will make, many individuals overlook one critical area when they go through this process of purchasing their home. That area is mortgage life/critical illness/disability insurance. Throughout this blog, we will refer to mortgage life/critical illness/di...

RR$P Frenzy It’s that time of year!  That time we have all been waiting for…. RR$P time! It is where we look at going in droves to contribute or top up our current RR$P, before the deadline (February 29th) to help minimize our taxes for the 2015 taxation year. While many may not be as excited this time of year, given the state of the current market environment and the holiday bills behind us, we must avoid that ‘noise’ and stay true to what it really is intended for.  Save for retirement....

$PENT It’s the New Year and you’re $PENT. The holidays are over, the fun times making memories are beyond us – and now it’s time to face reality because the holiday bill are coming due. It’s for this reason why many people are stressed this month. It’s not that they January cold is bad enough, the post-holiday hangover is now on the horizon and we have to deal with it. Where do we go from here? How can you prevent this from happening again? It is a well-known fact, that much of this str...